Everything Nels does
Four pillars, one conversational co-pilot.
Set it up your way
Budget Management
Create one budget or many for household, freelance income, or annual savings. Set limits by category and time frame. Share with partner, accountant, or advisor with view/edit/owner permissions and a full audit log.
Just tell the AI
Conversational Expense Tracking
Type what you spent and Nels categorizes it automatically. Real-time alerts at 80% and 100% of a budget limit, plus daily, weekly, or monthly reminders to stay on track.
Understand your money
Analysis & Insights
Category breakdowns, spending trends, top transactions, and an AI-written narrative of your patterns — with semantic memory of past conversations for context-aware answers.
Save together
Goal Setting & Celebration
Define savings and debt-payoff goals, track progress in real time, and celebrate milestones. Share goals with family so everyone pulls together.