How Nels works

Four steps from sign-up to insight.

  1. 1

    Sign up passwordlessly

    Create your account with an authenticator app — no passwords to set or remember.

  2. 2

    Create budgets and share

    Set up one or more budgets and invite family with view, edit, or owner permissions.

  3. 3

    Chat to log expenses

    Tell Nels what you spent and it categorizes everything automatically.

  4. 4

    Get AI insights

    See spending trends, category breakdowns, and progress toward your goals.